It Is Not Just Expensive But Criminal To Fall Sick For Indian Middle Class
forwarded by Sri Ramakant Tiwari 
from Whatsapp
Have you noticed something strange?
It is no longer expensive to fall sick.
It is criminal.
Especially if you are middle class.
Doctors are costly.
Beds are costlier.
Medicines feel like luxury products.
This trend exploded after COVID.
Everyone complains.
No one asks why.
So I did.
What I found was disturbing.
And deeply uncomfortable.
Quality healthcare is slipping away from middle class.
The model was perfected in the West.
Now it has arrived in India.
Between 2022 and 2024,
~$4 billion flowed into Indian hospital chains.
Quietly.
Precisely.
Major stakes were acquired.
Manipal Hospitals.
CARE Hospitals.
KIMSHEALTH.
HCG Oncology.
Ujala Cygnus.
Motherhood Hospitals.
Sahyadri.
Rainbow.
Aster.
Most now have 51% to 75% foreign ownership.
Western Companies are buying stakes aggressively.
Replacing local hospitals in every district.
Standardising billing.
Normalising shock.
And hospitals are only one side,
of the deadly triangle.
Second point.
Pharma companies.
Look closely.
Every major Indian pharma company,
Has Western Investors.
Sun Pharmaceutical.
Dr. Reddy’s.
Cipla.
Aurobindo Pharma.
Lupin.
Divi’s.
Zydus.
All have 20-35% foreign ownership.
Third point.
Medical insurance companies.
Most are joint ventures.
Or foreign-controlled.
Niva Bupa.
HDFC ERGO.
ICICI Lombard.
Bajaj Allianz.
Tata AIG.
Reliance.
Aditya Birla.
ACKO.
Go Digit.
Foreign stakes range from 26% to 67%.
Some are now allowed to go up to 100%.
Now connect the triangle.
Hospitals inflate bills.
Pharma supplies premium medicines.
Insurance collects premiums.
Insurance is mandatory at work.
Insurance is sold aggressively on TV.
Fear is the marketing strategy.
Then illness strikes.
A bypass surgery in 2010 cost ₹2.5-3 lakh.
In 2025, it costs ₹6-10 lakh.
That is a 150–200% jump.
Bed charges rose faster.
ICU rates exploded.
Nearly 60-70% of claims face,
deductions or rejection.
The rest?
Paid by savings.
Or loans.
Now go deeper.
Follow the money.
You will see the same investors across hospitals.
Across pharma.
Across insurance.
I won’t name them.
Do your own research.
This is not coincidence.
This is the design.
Private hospitals profit.
Pharma profits.
Insurance profits.
Balance Sheet > Healthcare.
Bharat runs Jan Aushadhi Kendras.
Same medicines.
At 80-90% lower prices.
Look closer at the prescription.
Same salt.
Same molecule.
Same chemistry.
Yet one strip costs ₹400.
Another costs ₹40.
But doctors rarely prescribe them.
Not because they don’t work.
But because they don’t pay.
The ecosystem protects itself.
This is how the cartel breathes.
So where does the middle class go?
Nowhere.
They pay tax.
They pay premiums.
They pay bills.
And still beg for dignity.
This is not healthcare anymore.
This is a Western designed medical economy.
And why no one is Questioning it?
Does the old government run hospital And dispensary system needs to be re examined and expanded for old middle class people .
